Bontot, I. N., Subagyo, A., Wibowo, M., & Anwar, A. I. (2026). Tri Hita Karana and Economic Ethics: Cultural Foundations of Community-Based Financial Institutions in Bali. International Journal of Social Studies, 4(1), 55–65. Retrieved from https://ojsdummy.uhnsugriwa.ac.id/index.php/ijoss/article/view/6281